I know we use Twitter as our muse for a lot of our episodes, but this week, we glean some inspiration from the bright sunshine of the real, non-Internet world. Yes, we get to see the light of day sometimes. Recently, I was refilling a prescription at my drugstore and was informed that the 20-day supply of pills (nine pills) that I was given the last time I filled my prescription was not up yet. This meant that my insurance would not cover the prescription until a few days later.
Given that the prescription is for migraines, my pharmacist offered to sell two pills directly to me. This meant that I would have to pay full price—two pills for about $41. I thought about it for a moment and decided to make the purchase.
I was thankful that my pharmacy offered me that option and it got me thinking about a few different things. First, there was the basic economic problem that I was confronted with: what’s more valuable to me, the two pills or the $41? What complicated the matter a little bit was that I not only had to think about what my current preferences were but also what my future preferences would likely be (if I had a migraine coming on).
But there was a bigger and more important thought that popped into my head: why is medication like this something that my insurance would cover? And coupled to this idea, why does a small, mass produced pill cost more than $20? Slappy and I seek answers in this week’s episode.
Related topic:
Mance Rayder, the host of the Free Man Beyond the Wall podcast, invited me onto his show yesterday to talk about how insurance and free market regulation could help privatize a world whose markets are so corrupted and fettered by the state. Check out and subscribe to his podcast and give my appearance a listen: Episode 72: Talking Privatization of All Things w/ Rollo McFloogle.
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